3695 Hyde Park Ct, Fort Myers, FL 33908
4 beds · 2 baths · 3,792 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome Home To Heritage Farms where you leave the hustle and bustle of the city behind you. Totally remodeled 4 bedrooms, 2 bathroom, open floor plan home sitting on large 3/4 acre lot offered below appraisal of 02/28/2025. As you step into the foyer, you are lead to the Great room with cathedral ceilings, formal dining alcove and 3 sets of french doors offering a great view, and access, to the pool. Down the hallway on your right, 3 bedrooms, a hall closet and moden full bath, will accomodate your family or guest. The fouth bedroom is also ideal for a den or office (presently an office/music room). The Master Suite has mirrored closet doors and access to the pool. Master bath has a vaulted ceiling with a skylight and both a walk-in shower, and a relaxing, jetted jacuzzi tub. This is also where the laundry room is located which has a built-in wall safe. The chef's kitchen has beautiful custom cabinitry, 42" wall cabinets, soft close doors and drawers, pantry, large island quartz countertops and high end Stainless Steel appliances with room for a kitchen table and chairs. Above the sink is a sliding pass-thru window to the lanai with a sitdown bar and outdoor dining which is covered and flows onward to the large screened-in pool and plenty of space for outdoor entertaining with family and friends or just relaxation. After receiving damage from Hurricane Ian (this is the one and only time) Home was mitigated and total interior redone. This included drywall, electrical, HVAC w/UV feature, all ductwork, insulation, floors, cabinetry, appliances countertops, ceramic tile, fixtures, 6 panel doors, and a total re-pipe of home. Many newers on the outside as well which include: pool pump & filter, rescreening of pool cage, several windows as well as front entry door were installed which are hurricane rated and there are Kevlar window covers for all of the newer windows for additional protection. Roof was replaced in 2023 and a new well was installed in 2020. Large attached carport could easily be converted to a garage offers lots of storage. No HOA Come see for yourself how this beautiful, tranquil, neighborhood of Heritage Farms makes you feel. Close to shopping, restaurants, entertainment, hospitals, RSW airport, Spring training camps of Minnesota Twins and Boston Red Sox, biking and walking trails, and, the beautiful white sand beaches of Fort Myers, Sanibel, and Captiva. Move in ready, must see home.
Source: FORTMYERS #225025836
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225025836
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.