369 Bradfield Dr, Buda, TX 78610
4 beds · 3 baths · 2,522 sqft
Welcome to this modern Y2K Home with rich vinyl flooring, a woodburning fireplace, and over 2500 square feet of sunlit living space featuring 4 bedrooms and 3 bathrooms with stacked balcony – the ideal arboreal retreat for watching kids get on or off the bus, or alfresco book reading. The serene and spacious primary bedroom has a 5-piece en-suite bathroom and oversized walk-in closet complete with built-in shelving. The three additional sizable bedrooms share a large bathroom with a dual vanity, and the second-floor landing is an ideal game room or library! The open kitchen embodies the perfect fusion of modern form and traditional function with classic, sleek cabinetry and wood countertops retrofitted with stainless appliances. This neo-eclectic blend of elements on a treed corner lot makes this home a ‘Buda-ful’, unique gem bespoke for your aesthetic. Being a convenient strolling distance to the neighborhood’s namesake park, which spans over 30 acres, offers walking trails, playgrounds, or fishing in their stocked ponds, elevates Bradfield Village as a truly community-oriented pocket of Hays County. This centrally-located home is also less than 5 minutes to Olde Town Buda, HEB, and more shopping, dining, & entertainment options to list. Less than 2 miles to Scott & White’s Buda Medical Center & Ally Emergency Room, and less than 20 miles to Downtown Austin and ABIA. Abundant educational options for your family are available through public, charter, and private schools only a short distance away.
Source: ACTRIS #3621896
Source: ACTRIS #3621896
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.