3687 Zambrana Ave, North Port, FL 34286
4 beds · 2 baths · 2,002 sqft
One or more photo(s) has been virtually staged. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.** Why wait for new construction when this stunning, barely lived-in 4-bedroom, 2-bathroom home is ready for you to move in and enjoy! The unique Mid-Century Modern exterior immediately sets the stage for the elegance that awaits inside. Step through the front door to discover a spacious, open-concept floor plan adorned with elegant tile flooring throughout and exquisite tray ceilings with integrated LED lighting, adding a touch of sophistication. The kitchen features sleek quartz countertops, a suite of stainless steel appliances, a subway-style backsplash, and a large island perfect for entertaining. Contemporary light fixtures and all-LED lighting create a warm and inviting ambiance. Slide open the doors to your covered patio, a blank canvas with endless possibilities, thanks to the absence of HOA or deed restrictions—imagine crafting your own personal oasis here! The tray ceiling continues into the luxurious primary suite, offering a private retreat with a spa-like ensuite complete with a tiled shower, rain shower head, and chic barn door that leads to a spacious walk-in closet. The thoughtfully designed split floor plan ensures privacy, with three additional bedrooms and a beautifully appointed bathroom tucked away on the opposite side of the home. This home offers the perfect blend of modern elegance and a prime location in one of Sarasota County's fastest-growing communities. Imagine waking up in a vibrant area known for its lush parks, abundant outdoor activities, and warm, sunny weather year-round. Enjoy weekends exploring nearby Warm Mineral Springs or hiking and biking along scenic trails. Convenience is at your doorstep, with local dining, shopping, and entertainment options, including the popular Cocoplum Village Shops just minutes away. Plus, you're just a short drive from the pristine Gulf Coast beaches, adding the perfect touch of coastal living to your everyday lifestyle. With easy access to I-75 and US-41, commuting to nearby Venice, Sarasota, or Punta Gorda is a breeze.
Source: STELLAR #a4621541
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4621541
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4621541
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.