3685 Washington Rd, Atlanta, GA 30344
6 beds · 3 baths · 2,768 sqft
Welcome to this stunning two-story home located in the desirable Washington Heights Subdivision! With 6 spacious bedrooms and 3 full bathrooms, this home offers ample room for your family's needs. A 2-car garage with a brand-new system installed in February 2025. The roof was replaced in 2023, adding peace of mind for years to come. As you step inside, you're greeted by a grand foyer featuring a beautiful chandelier, setting the tone for the elegance throughout the home. The separate dining room provides a perfect space for entertaining. The gorgeous kitchen is a chef's dream, equipped with all appliances and bay windows that offer serene views of the backyard. The living room features soaring vaulted ceilings and an electric fireplace, creating a cozy atmosphere for gatherings. The owner's suite is a true retreat, complete with a spacious walk-in closet, double vanity sinks, a luxurious walk-in shower, and a relaxing jacuzzi tub with jets. The laundry room is conveniently located in a separate room in the garage, which also offers additional storage space. Enjoy outdoor living with a patio and deck that overlook the fenced-in backyard, perfect for entertaining or relaxing in privacy. The home also features a separate back entrance for added convenience. Located just moments from Camp Creek Market Place and with public transportation right in front of the home, this property offers easy access to shopping, dining, and more. Don't miss out on this incredible opportunity-schedule a tour today!
Source: GAMLS #10472302
Financials
Source: GAMLS #10472302
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.