3680 Twin Pines Dr, Grand Prairie, TX 76050
4 beds · 3 baths · 2,581 sqft
Get a free consultation call with an expert in the mortgage assumption process.
$5,000 incentive towards Buyer's Costs. Solar panels are PAID, owned, and convey. Find your dream home with modern upgrades, plenty of space, and an unbeatable location. Built-in 2021 by D.R. Horton, this 4-bedroom, 2.5-bath home sits on an oversized 0.362-acre lot in the coveted Greenway Trails community, offering not only stylish living but also access to a sparkling community pool—and with low HOA dues of just $150 annually, it’s a deal that can’t be beaten! As you arrive, you'll love the home’s charming curb appeal, featuring a beautifully manicured lawn, fresh landscaping, and paid-in-full solar panels for incredible energy savings. Step inside to find an open, airy floor plan with recessed lighting and large windows fitted with plantation shutters, flooding the space with natural light. The spacious primary suite is conveniently located on the first floor, while three additional bedrooms and a versatile game room await upstairs—perfect for family and guests! The heart of the home is a sleek, modern kitchen boasting quartz countertops, stainless steel appliances, a gas cooktop, a large island with bar seating, and ample cabinetry. Whether hosting a dinner party in one of the two dining areas or enjoying a casual night in, this kitchen is designed to impress. The extended patio and huge backyard offer endless possibilities for outdoor fun—think summer BBQs, gardening, or just relaxing in your private oasis. Plus, the garage features an epoxy-finished and built-in storage. The home has a pre-plumbed for a water softener system. Perfectly located just minutes from Highway 287, I-20, US 67, and 360, this home offers easy access to Dallas, Fort Worth, and all the nearby shopping, dining, and entertainment options. With top-rated schools in Midlothian ISD, this home truly has something for everyone. And here’s the best part: Ask about the VA assumable loan with an incredible 2.625% interest rate—a rare opportunity with significant savings for VA-qualified buyers!
Source: NTREIS #20815730
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20815730
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.