VA loan
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VA loan
$1,425,000 SIGNIN

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3675 E Strawberry Dr, Gilbert, AZ 85298

4 beds · 4 baths · 3,778 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Welcome to Bridges North, one of Gilbert's most sought-after communities. Just steps from a top-rated elementary school, scenic trails, playgrounds, and splash pads, this neighborhood has something for everyone. Across the street, Gilbert Regional Park continues to grow, now offering tennis and pickleball courts, a 4,000 sq. ft. splash pad, and upcoming plans for a 25-acre surf park with a sandy beach. With year-round events and endless ways to get outside, you will always have something to do. Built in 2017, this property was one of the final homes completed as The Bridges community wrapped up construction—making it one of the newest in the neighborhood. It also features a 3-car tandem garage, offering extra storage and space. From the moment you arrive, mature flowers and lush landscaping line the paver walkways, leading to a grand rotunda and beautiful iron front door. The home's new exterior paint brings a clean, updated feel while preserving its classic style. Inside, the 4-bedroom, 3.5-bath home includes a spacious den and bonus room, all tied together by one of the most desirable floorplans in the neighborhood. Soaring 12-foot ceilings in the entryway and great room add to the open, airy feel. At the heart of the home, the kitchen has been completely reimagined with striking Donatello Dolomite marble from Brazil draping the massive center island and surrounding countertops. A custom-designed range hood adds dimension and style, while hand-cut Moroccan Zellige tile brings texture and warmth to the backsplash. Restoration Hardware lighting finishes the space with a soft, ambient glow. Outside and inside this home, thoughtful high-end upgrades stand out. Each bedroom has a walk-in closet, and the layout offers the perfect balance of openness and privacy. Additional improvements include plush new carpeting, Super White dolomite marble countertops in the bathrooms, a redesigned powder bath, and moreall outlined in the documents tab. Step into the backyard and you'll instantly feel like you've entered a private resort. Twenty-seven mature Ficus trees wrap the yard in greenery, creating a sense of seclusion and calm. Marble pavers with subtle veining extend across the back patio, leading to a sleek 30-foot pool with hand-polished plaster, blue glass, and abalone shell details. When the sun sets, an 12-person spa offers the perfect place to relax under the stars.

Estimated
Seller's interest rate
2.625%
7%
Estimated
Monthly payment

$3,310
$4,540
You may also save up to $381,281 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,540 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
2.625%
Remaining term
25 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,310
Principal & interest
$2,153
Mortgage insurance
-
Property taxes
$366
Home insurance
$665
HOA fees
$125
Utilities
Not included

Source: Public records

Home details
Size
3,778 sqft
Lot size
0.27 acres
Year built
2017
Type
Single Family Residence
HOA dues
$125.00

Source: ARMLS #6829734

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 08, 2025 05:04 pm
Listing agent: Amy Robinson (480) 286-0405
Listing provided courtesy of: London Pierce Real Estate (480) 240-0155
Details provided by ARMLS and may not match the public record.
MLS ID: #6829734
Copyright © 2025 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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$3,310
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