36707 Goffaux Loop, Zephyrhills, FL 33541
4 beds · 2 baths · 1,846 sqft
Welcome to this beautifully designed home offering 1,846 sq ft of living space, with 4 bedrooms and 2 full bathrooms. Located in the desirable Zephyr Ridge community, this property combines comfort, convenience, and modern living. As you enter, you'll be greeted by an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas—perfect for entertaining and everyday living. The home is thoughtfully designed with a Florida split plan, providing privacy and separation between the bedrooms. On the right side of the home, you'll find two generous-sized bedrooms and a full bathroom. The third bedroom is conveniently located on the opposite side for added privacy. The heart of the home is the kitchen, featuring a walk-in pantry and ample sized island. Whether you're preparing a meal for family or hosting friends, this kitchen is designed for both functionality and style. Off the living room the primary suite awaits. This spacious retreat includes an en-suite bathroom with a walk-in shower, dual-sink vanity, and a roomy walk-in closet. Additional storage is provided with a linen closet, ensuring everything has its place. Step outside to the screened-in back patio—perfect for enjoying Florida’s warm weather year-round. The fully fenced yard offers privacy and a wonderful space for creating your own backyard oasis. Conveniently located near major highways, dining, and shopping, offering the best of both comfort and convenience. Don't miss the opportunity to make this beautiful house your home. Schedule a private showing today!
Source: STELLAR #TB8357146
Financials
Source: STELLAR #TB8357146
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.