367 Brighton Cv, Freeport, FL 32439
4 beds · 3 baths · 2,444 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Nestled in the picturesque neighborhood of Brighton Cove, within the heart of the master-planned Hammock Bay community, stands the stunning Devonport -- a four-bedroom, three-bath, 2,444 sqft home crafted by Holiday Builders. More than just a residence, this home offers a lifestyle waiting to be embraced.From the moment you step onto the charming front porch, where you can relax in your rocking chairs and soak in the serenity, you'll know you've arrived somewhere special. Inside, a graceful, curved foyer welcomes you, with tile flooring guiding you into an expansive open living space.The Great Room is a showstopper, boasting soaring 12-foot ceilings that create an airy, inviting atmosphere. This space seamlessly flows into the heart of the home -- a chef's dream kitchen. Outfitted with stainless-steel appliances, including a gas range and an oversized side-by-side refrigerator with an ice maker, the kitchen also features granite countertops, custom 42-inch white wood cabinetry, a spacious island, and an oversized pantry, combining beauty with functionality. Whether it's a quick breakfast in the cozy breakfast nook or a formal dinner in the elegant dining room, every meal will feel like a special occasion. The primary suite is a private oasis designed for relaxation. Walk-in closet provides ample storage, provide ample storage, while the spa-inspired en-suite bath features double vanities, a deep garden tub, and a separate tiled shower. On the opposite side of the home, two bedrooms share a Jack and Jill bath with double vanities, while the fourth bedroom serves as a guest suite with its own full bath--offering flexibility for family, visitors, or a home office. Outside, the oversized screened-in lanai invites you to enjoy peaceful mornings, breezy afternoons, and unforgettable evenings. Unwind in your private hot tub, gather around the firepit, or simply take in the beauty of your secluded backyard, where majestic Bracken Brown Magnolias and Eastern Redbuds provide shade and year-round charm. With a fenced yard, an irrigation system with a private well, and home equipped with gutters, this outdoor space is both functional and serene. The three-car garage is equipped with SwissTrax flooring and a heavy-duty welded steel Husky garage workshop/storage system with toolboxes. The extra garage space provides ample room for a motorcycle or golf cart, ensuring plenty of storage for all your needs. Seller is offering a One-Year Home Warranty and home is under current termite bond. Updated survey showing screen-lanai is available. **Washer and Dryer, Swiss Trax Flooring, Husky garage workshop and hot-tub convey. More Than a Home -- A Community Like No Other Living in Hammock Bay is like stepping into a five-star resort that never ends. Residents enjoy: -Three resort-style pools, including a lap pool -A 4,000-square-foot 24-hour fitness center -Tennis, basketball, and pickleball courts -Two dog parks, complete with a dog-washing station -An outdoor theater and Town Square hosting concerts, movies, and food trucks -Miles of scenic walking trails and stocked ponds -Private Bay Club with a dock, fishing pier, and breathtaking sunsets over Choctawhatchee Bay With low HOA fees covering these unbeatable amenities, Hammock Bay stands apart from any other community in Florida. A Location That Has It All Situated in the thriving town of Freeport, this home offers the perfect balance of seclusion and accessibility. Within minutes, you can explore: -The stunning 30A beaches -South Walton's renowned dining and shopping -Destin's lively entertainment scene -Eglin and Hurlburt Air Force Bases, major airports, and top-rated schools Everything you need is right at your fingertips. Your Next Chapter Begins Here This isn't just a home -- it's the backdrop for a lifetime of memories. Whether you're enjoying peaceful mornings on the porch, lively neighborhood gatherings, or the luxury of resort-style living, Brighton Cove at Hammock Bay delivers it all. Don't let this opportunity pass you by--schedule your private tour today and experience the magic of Hammock Bay living!
Source: EMERALDCOAST #972656
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: EMERALDCOAST #972656
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.