3664 Heritage Crest Pkwy, Buford, GA 30519
4 beds · 3 baths · 2,893 sqft sqft
Welcome to this perfectly maintained 4-bedroom, 2.5-bathroom home located in the highly sought-after, award-winning Buford City Schools district! This stunning 2-story split-foyer residence offers 2,893 sq ft of living space on a beautifully landscaped .38-acre lot, nestled in a swim-tennis community. As you step inside, you're greeted by a grand foyer leading to a formal dining room and formal living room, ideal for entertaining. The kitchen is a true showstopper with brand-new quartz waterfall countertops and backsplash, double pantries, and ample storage. The kitchen opens to a cozy family room featuring a gas log fireplace, perfect for cozy evenings at home. Upstairs, the huge primary suite is a private retreat with an expansive primary bathroom, complete with a soaking tub and separate shower, and two massive walk-in closets. The three additional bedrooms offer plenty of space for family or guests. Every window in the home is beautifully adorned with custom plantation shutters, adding timeless elegance throughout. Enjoy the outdoors on your covered back porch, perfect for relaxing and entertaining. The property also includes a charming storage building that coordinates perfectly with the home’s exterior. This home truly has it all, with modern updates, exceptional schools, and a great community. Don’t miss your opportunity to make this your forever home!
Source: FMLS #7473287
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7473287
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7473287