3654 Tuscanna Grv, Colorado Springs, CO 80920
3 beds · 4 baths · 4,700 sqft
Gorgeous, ranch style Tuscan Villa in coveted La Bellezza community within Pine Creek. Perfect for maintenance free, luxury living. Backs to a wildlife habitat managed by the US Fish & Wildlife Department, and is near Pine Creek’s 18-hole public golf course. The exterior stays true to old-world European elements, while the interior offers a spacious grand room, with 12 ft high beamed ceilings and gas fireplace; a large gourmet kitchen with walk in pantry; and a luxurious main bedroom suite with large walk in closet and modern 5-piece bath on the main level. All have access to two private courtyards through a set of 5 French double doors. The gourmet kitchen features Typhoon Bordeaux granite, high-end stainless-steel appliances and a 9-foot granite island. The main level also offers an oversized study with ample desk space, as well as living space to cozy up next to another gas fireplace. The switchback staircase to the lower level ushers you past a 9 ft paneled window, positioned under the 14 ft tall ceiling. The lower level features an expansive entertainment area and two bedrooms, both with adjoining baths and one with a walk-in closet. There are 9 ft ceilings throughout. The entertainment space includes a media area with surround sound system, a 150+ bottle standing wine cellar (temperature & humidity controlled), as well as open space for a game/craft/dining table. Ample storage and gym space are also available on the lower level. The home’s outside space is stellar. The spacious side courtyard, with two cedar gates, readily accommodates multiple outside living spaces for firepits, eating and socializing. The courtyard also provides access to an oversized, 2-car finished garage. The rear courtyard, off the living room, backs to a wildlife habitat with seasonal opportunity to enjoy the abundance and variety of nature. Where else can you find this luxury with privacy and views? Elegance and upgrades abound in this home. You won't want to miss this gem!
Source: PPMLS #3623324
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #3623324
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.