3654 Nations Way, Berthoud, CO 80513

WELCOME TO YOUR STATELY 2 STORY ESTATE ON A END OF THE ROAD 2.29 ACRE HILLTOP LOT W/MAGNIFICIENT FARMLAND, FOOTHILL & BACK RANGE MOUNTAIN VIEWS. ENJOY THE TRANQUIL SETTING & VIEW FROM YOUR 27' 6" X 7' COVERED FRONT PORCH. ONLY MINUTES AWAY FROM CARTER LAKE FOR WATER SPORTS/BOATING. THE BEVELED/LEADED GLASS DOUBLE FRONT DOORS LEAD YOU TO AN INVITING FOYER, & 19' HIGH CEILING. FOYER IS FLANKED BY BOTH A FORMAL DIN RM AND A OFFICE/DEN/STUDY W/FANTASTIC VIEWS. FAMILY ROOM W/FANTASTIC WALL OF GLASS SHOWCASING BEAUTIFUL VIEWS, 19' HIGH CEILING, COZY GAS FIREPLACE, BUILT-IN ENTERTAINMENT CTR. KITCHEN IS BRIGHT & CHEERIE W/BREAKFAST NOOK, DOOR OPENING ONTO 34' X 16' TREX DECK W/STAIRS & RAMP. GOURMET KITCHEN, GRANITE COUNTERTOPS, BREAKFAST BAR, HIGH-END STAINLESS-STEEL APPLIANCES 5 BURNER COOKTOP, DOUBLE OVEN, DISHWASHER, REFRIGERATOR/FREEZER, CERAMIC BACKSPLASH, LG PANTRY & BUTLER'S PANTRY. MAIN FLOOR BDRM W/ 3/4 BATH W/5' STALL SHOWER PERFECT FOR GUESTS OR MULTI-GENERATIONAL LIVING. STAIRCASE LEADING FROM FOYER TO SECOND STORY. BALCONY LOOKING INTO FOYER & FAMILY ROOM. SECOND STORY FEATURES 4 BDRMS W/PRIMARY BDRM W/IN-SUITE BATH THAT FEATURES TILE FLOORS & SHOWER. OAK VANITIES W/CORIAN COUNTERTOPS. JETTED TUB, 8'6" X 6' LUXURY SPA LIKE SHOWER W/ RAINHEAD, HANDHELD SHOWER HEAD, TWO MASSAGE HEADS/FOUR TILE JETS. 11' X 11 WIC. PRIMARY BDRM W/FANTASTIC VIEWS, 3-SIDED GAS F.P. 3 ADD'L BDRMS, 2 W/ADJOINING BATH & A 3RD W/AN IN-SUITE FULL BATH. UTILITY RM ON UPPER LEVEL W/SINK. UNFIN. BSMT. W/9' CEILINGS FOR FUTURE EXPANSION. TANKLESS WATER HTR. FINISHED/INSULATED 34' X 21' 3 CAR GAR + SHED. A PLAYGROUND CAN BE FOUND IN THIS FENCED BACK YARD W/34' X 16' TREX DECK, 40' X 28' PATIO W/FIRE PIT. 5-6 PERSON SPA/HOT TUB & ALL SEASON ENERGY EFFICIENT HYDROPOOL EXECUTIVE SWIM SYSTEM. 2 HVAC SYSTEMS UP & DOWN. CENTRAL VAC. 1 GB FIBER OPTIC NETWORK AVAIL. MINUTES FROM TPC GOLF COURSE, REC. CTR., BREWERIES & RESTAURANTS. NO METRO DISTRICT. 14 BLUE RIBBON WARRANTY.

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 21, 2024 12:32 pm

Listing agent: Kevin Cook (970) 227-0056

Listing provided courtesy of: Cottage Realty (970) 532-2695

Details provided by RECO and may not match the public record.
MLS ID: #IR1011583

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