3653 BLUE SAGE LOOP, Clermont, FL 34714
Discover Your Dream Home in the Palms at Serenoa! Alright, imagine this: you're in the heart of a lively, active adult community in Clermont, Florida, and you get to call this Del Ray model your home! It’s got everything you need, from spacious rooms to eco-friendly living, and it's all wrapped up in a perfect package for entertaining or kicking back in style. Come On In! Step through the front door and you're greeted by a bright, open-concept great room (13'-4" x 20'-4") with a custom wall, complete with an electric fireplace and an oversized mounted TV—ideal for hosting movie nights or cozy evenings with friends. Off to the side, the kitchen (12'-4" x 14'-7") is a dream for any chef. It’s got everything—custom shelving in the walk-in pantry, a Bose fridge, and KitchenAid appliances. Grab a bite in the dining area, or better yet, enjoy some fresh air with water views on your extended screened lanai (24" x 20") with brick pavers—perfect for soaking up the Florida sunshine. Don't forget the furry members of the family they can run around the fenced-in backyard. Your Own Private Retreat Now, let’s talk about the master suite—your very own sanctuary. It’s a roomy 16'-0" x 17'-0" and comes with dual vanities and a massive walk-in custom shower with sleek doors that scream luxury. The suite also has custom walk-in closets, so you’ll have all the space you need for that shoe collection or whatever else you fancy. Two more cozy bedrooms, an office with built-ins, a second bathroom, and a laundry room round out the living space. And let’s not forget the two-car garage—with an automatic screen, an epoxy-sealed floor, and an electric car charger. Upgrades Galore This home is packed with smart upgrades. The solar lease keeps your energy bills low, and the wood-look tile throughout adds a touch of class. There’s crown molding in every room, plantation shutters for a bit of flair, and a new roof (2023) to top it all off. It’s a true blend of style and function. Resort Living, Anyone? The community? Oh, it’s the cherry on top. At Palms at Serenoa, you get a resort-style pool, a fitness center, a clubhouse, and 16 acres of natural beauty with walking trails. There’s even an activity director to keep your social calendar full! All this, and you're just a short drive from Orlando’s theme parks, golf courses, and plenty of shopping. It’s the best of both worlds—suburban peace with all the perks of city life just around the corner. VA ASSUMABLE MORTGAGE AT 3% Ready to make this beautiful home yours? Don’t miss out!
You may be able to put down less than the total down payment amount of $234,806 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5087152
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.