365 Vestrella Dr, Kissimmee, FL 34759
2 beds · 2 baths · 1,719 sqft
Welcome to this impeccably maintained Brescia Model home, part of the desirable Garden Series Collection, offering 1,703 sq. ft. of comfortable living space. Nestled on a prime lot with no rear-facing (south) or side (east) neighbors, this home provides unparalleled privacy and tranquility. Enjoy the serene wooded conservation area and breathtaking sunrises from your backscreen lanai. This quiet haven even offers views of SpaceX launches! Key Features: Spacious Living: The model features 8’ doors throughout, a large master bedroom with an en-suite master bath, dual sinks, and a walk-in shower. Versatile Den: The spacious den/office/study can be used as an additional bedroom, craft room, music room, or man cave. Interior Highlights: Modern Kitchen: Quartz countertops, upgraded dishwasher and garbage disposal, and a large walk-in pantry. Pre-wired Convenience: Pendant lighting and dining room fan/light wiring, plus cable connections in all rooms. Functional Laundry Room: Includes cabinets for extra storage. Safety Features: Grab bars in the master bath. Exterior Highlights: Garage Upgrades: Epoxy finish on the two-car garage floor, golf cart electrical outlets. Enhanced Structure: Foam-infused cinder block construction. Security & Lighting: Outlets in soffits for security and decorative lights, upgraded landscaping maintained by HOA, rear floodlights, crystalline front door insert, and hose bibs on each corner. Water Softener: Digitally controlled for your convenience. Optional Extras: Interior furniture can be included with the transaction. Enjoy the 55+ Lifestyle Experience the vibrant, award-winning, gated 55+ golf course community in sunny Central Florida. This community spans 4,300 acres of wooded conservation area and offers: Recreation: Two 18-hole golf courses, 14 swimming pools, tennis courts, pickleball, softball, bocce ball, and horseshoes. Social: Over 250 clubs and groups, a butterfly garden, dog parks, and three on-site restaurants. Convenience: Easy access to theme parks, airports, and both the east and west coasts. HOA: The HOA fees include lawn care and TV/fiber internet. Don’t miss this opportunity to enjoy all that Central Florida has to offer. Schedule your private showing today!
Source: STELLAR #l4945830
Source: STELLAR #l4945830
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4945830
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.