365 Lamont Ln, Hampton, GA 30228
4 beds · 3 baths · 3,380 sqft
Discover a rare opportunity to own one of the largest homes in the beautiful, well-kept, and serene Northbridge Estates. This remarkable property stands out in the neighborhood, featuring a partially finished basement that the owner has begun to work on, waiting for the next owner's finishing touches to complete the space and create additional living areas, a playroom, or a home theater. The elegant brick and stone exterior makes a lasting first impression, while the spacious interior is designed for both comfort and entertaining. Step inside to a stunning two-story entrance and laminate wood flooring that set the stage for luxury. The expansive master suite is both enormous and inviting, featuring an electric fireplace and a grand ensuite with a separate tub and shower, creating a true retreat. The master bedroom closet is equally impressive, providing ample space for all your storage needs. With three additional generous bedrooms, ample walk-in closets, and a cleverly designed Jack and Jill bathroom, this home accommodates families with ease. The main floor features formal living and dining areas, an inviting sunken den with an electric fireplace, and a very large, modern island kitchen equipped with stainless steel appliances and stone countertops, perfect for gatherings. Additional highlights include a convenient two-car garage, a Hydro-Quad water processor to enhance water quality, and newer, recently serviced AC unit, furnace, electrical systems, and plumbing. The owner has put a lot of love and care into this home, ensuring it’s well-maintained and move-in ready. Step outside to a charming deck that beckons you to relax and unwind in your serene backyard, enhanced by beautiful trees. Priced for a quick sale, this property presents an incredible chance to personalize and elevate your dream home in Northbridge Estates. Don’t miss out on this exceptional opportunity! Book your showing today!
Source: FMLS #7560245
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7560245
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.