3647 Serendipity Rd, Woodbridge, VA 22193
4 beds · 4 baths · 4,382 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover the charm and convenience of 3647 Serendipity Rd in the sought-after Stacy's Ridge community of Woodbridge! This impressive three-level colonial home, ideally situated just off Cardinal Dr, offers easy access to shopping, dining, and major commuting routes. Enter through a grand two-story foyer that sets the stage for the elegance within. The main level boasts a formal living room, a separate dining room perfect for entertaining, and a dedicated office space with stylish French doors. You'll immediately notice the exquisite hand-scraped wide plank hardwood flooring that flows throughout, enhanced by sophisticated crown molding and shadow box accents. The inviting family room, featuring a tray ceiling and a cozy gas fireplace, opens seamlessly to the gourmet kitchen. This culinary haven is equipped with white quartz countertops, updated appliances, including GE Cafe Glass refrigerator and a convenient double oven. Ascend to the upper level where the luxurious owner's suite awaits, complete with a vaulted ceiling, a generous walk-in closet, and a relaxing sitting area. The en-suite owner's bath is fully renovated and offers a double vanity, a separate soaking tub, and a stand-up shower. For added convenience, the laundry room is located on this level. The fully finished walk-up basement provides fantastic additional living space. It features a large recreation room adorned with crown molding and a convenient wet bar, a dedicated home fitness room, and a full bathroom. Movie nights will never be the same in the spectacular fully furnished theater room, featuring a wall-mounted viewing screen, projector, and comfortable leather recliner seats – all included! Enjoy relaxing outdoors on the beautiful front porch or in the privacy of the fully fenced-in backyard. This meticulously maintained home offers significant updates, including a roof replacement in 2019, a new HVAC system in 2020, a new water heater and refrigerator in 2023, a new dishwasher and full primary bathroom remodel in 2024, new kitchen flooring in 2024, new toilets in 2022, ceiling fans in all upstairs bedrooms in 2022, and new blinds in the upstairs bedrooms. Schedule your showing today and experience all that 3647 Serendipity Rd has to offer!
Source: BRIGHT #VAPW2091206
Source: BRIGHT #VAPW2091206
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.