3647 Jason St, Denver, CO 80211
1 beds · 1 baths · 782 sqft
Whether you're a savvy investor looking for a rental property or a homebuyer searching for a charming residence, this property offers incredible potential and versatility. With new exterior paint, a reserved detached garage, and an additional carport offering ample parking, this home delivers both style and practicality in an unbeatable location, all at a fantastic price! This home is just minutes from downtown amenities and provides quick access to nearby interstates, making commuting a breeze. Step inside to discover a bright and inviting living room with warm hardwood floors and an abundance of natural light. Moving through the French doors, you'll find a versatile flex space that can be utilized as an additional living area, office, or crafting space—perfect for productivity or unwinding with a good book. Retreat to the bedroom, where the hardwood floors and a walk-in closet create a warm and inviting space. The bathroom complements this elegance with a classic subway tile shower surround, a pedestal sink, and tile flooring. The kitchen is equipped with stainless steel appliances, wood cabinetry, granite tiled countertops and a unique backsplash that ties the space together. The adjacent dining area is ideal for hosting gatherings, with French doors leading to a seamless transition to the large outdoor patio space. Enjoy whole-house central air for year-round comfort, and take advantage of the charming garden in the front yard—perfect for those with a green thumb. For investors, this property has a strong rental history, having been previously rented for $2,100 per month. The convenient location, coupled with the home’s amenities, makes it highly attractive to potential tenants, ensuring a steady rental income. The low-maintenance exterior and well-kept interior also make it an ideal investment that requires minimal upkeep while delivering maximum returns.
Source: RECO #1733315
Interest rate and monthly payment estimated based on public records.
Source: RECO #1733315
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1733315
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