3647 Craigsher Dr, Apopka, FL 32712
4 beds · 3 baths · 2,531 sqft sqft
One or more photo(s) has been virtually staged. Your new home awaits in Apopka’s Chandler Estates! MOVE-IN READY with the modern finishes you seek, this 4BD/2.5BA home delivers a MAIN FLOOR PRIMARY SUITE, TILE and LUXURY VINYL PLANK WOOD FLOORS throughout and a large FENCED BACKYARD! This ideal floor plan gives you formal, family and flex space, a bright open kitchen and the front elevation exudes curb appeal. There are tile floors throughout the main living areas for easy maintenance and a cohesive look flowing from your versatile formal living and dining areas into the family room and kitchen. Triple sliding glass doors open up to a COVERED LANAI and the perfect place to cookout - there is even a dedicated area for your grill! In addition to the formal dining room there is also a dinette right off the kitchen for casual gatherings with family and entertaining friends. The home chef will appreciate the thoughtful design of the modern kitchen offering rich solid wood cabinetry, GRANITE COUNTERS, decorative backsplash, STAINLESS STEEL APPLIANCES, pendant lighting over the breakfast bar and the WALK-IN PANTRY gives you ample storage. Ideal SPLIT BEDROOMS deliver a desirable main floor primary suite with luxury vinyl plank flooring, large WALK-IN CLOSET and private en-suite bath. The main floor also has a half bath convenient for guests. You will find the remaining bedrooms upstairs where the LVP FLOORS continue, they share the second full bath and there is also a bonus LOFT space, perfect for a home office, game room or anything else your family might need! Your backyard is FULLY FENCED with mature trees for added privacy, bring your imagination and create the backyard oasis of your dreams. The picturesque park-like setting of Chandler Estates gives you easy access to the 429 and Hwy 441, shopping, dining, Florida hospital and you are just minutes from the community park. Meticulously maintained and turn-key Craigsher Drive checks all the boxes, call today to schedule your tour!
Source: STELLAR #o6211029
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6211029
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6211029
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.