3644 Putter Point Ln, Fort Myers, FL 33919
4 beds · 3 baths · sqft sqft
NEW ROOF COMING SOON!!! Sitting on 1.5 Acres, this 4 Bedroom 3 bath + Den Pool Home has a 3 Car Garage & it's own private tennis court for the sports enthusiast. Fenced back yard for your 4 legged friends & private gate out back making easy access to all the activities Lakes Park has to offer nearby. Step inside and you will find a spacious 3,548 sq ft of living area offering an open floor plan with plenty of sunlight from skylights. Recently renovated - Impact Windows & Doors, new plumbing, new electrical panels, (2) A/C units replaced in 2020, new water heater, and whole house is on Reverse Osmosis system. The chefs kitchen stands above the rest with a large 10ft center island, white shaker cabinetry with smoked glass inserts & soft close drawers quartz countertops, white subway tile backsplash, Newer GE Stainless steel appliance with Induction smooth top range, Double wall oven & plenty of counter space. Tile throughout the entire home with (3) new remodeled bathrooms. The primary suit offer 2 walk in closets, 2 sinks with large vanity, soaking tub, separate walk in shower with seamless glass door, and did I mention your own personal sauna!! Relax outside by the propane fire pit or take a swim in your electric heated pool & Spa. There is also plumbing hook up on back porch incase you wanted to add an outdoor kitchen. This home has it all when it comes to entertaining. Come out and explore all the possibilities this home offers.
Source: FORTMYERS #224052244
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224052244
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224052244
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.