3640 Parkway Blvd, Land O Lakes, FL 34639
4 beds · 3 baths · 2,980 sqft
Welcome to this 4 bedroom 3 bathroom 2 car garage POOL home in the desirable community of Lake Padgett. This is not your cutter cutter Florida home but is perfect for those with a sense of style! Situated on an over 1/2 Acre lot with water views of East lake and across from a sprawling community park with boat ramp. With a long driveway with room for many cars, you will love this home as you walk up to the main entrance with a beautiful paver patio space to sit and enjoy your surroundings. Entering the double doors, to your left there is a formal living room and dining area. To your right is a hallway dividing 2 bedrooms and the first guest bathroom. Each of the bedrooms have their own mini spit AC unites, so feel free to make your bedroom ice cold! The bathroom has been refreshed with newer vanity and tub and tile finishing. You can also walk straight forward to go into the spectacular family room with wood burning fireplace, stone accent wall and beamed cathedral ceilings. Beyond the family room is the 3rd guess bedroom with dedicated bathroom to make a great guest suite for visitors. This room is large and spacious and also has its own mini split AC unit. Going back to the family room you will find doors out to the pool area. As well there is an updated Open kitchen with dual pantries,Glass Tile Backsplash, Gray Brick Accent Walls, Butcher Block Countertops, Deep Basin Stainless Sink, and Upgraded Appliances. The primary suite has a large and spacious bedroom with french doors to the pool area and a large walk in closet. The primary bathroom has also been refreshed with a large soaking tub, dual vanities and a seperate shower. This home has SO much to offer because there is also a separate huge flex room that is just beyond the laundry room. This room has a seperate entrance and can be used as an office, workout room, craft room or anything you can imagine! Going to the back of the home is a large Covered & Screened Lanai Perfect for Outdoor Entertaining and Enjoying the Pool. EXTRAS include: In Ceiling Multi-Zone Surround Sound, Ceiling Fans, Water Heater 2022 - Ac 2018 - Roof 2015 - Updated Electrical 2018 - Pool and Pool Deck Resurfaced 2017 -NO FLOOD INSURANCE REQUIRED. NO CDD Fees and Optional HOA $25/year. Lake Padgett is a unique equestrian and boating community located in Pasco County. Residents have access to 3 ski lakes, 1 fishing lake, playgrounds, and a horse stable. Lake Padgett is also a golf cart friendly community. Zoned for Great Schools, while being conveniently located to the Veteran's Expressway, I-275, and I-75. Schedule your private showing today!
Source: STELLAR #w7866928
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7866928
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7866928
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