3636 Eastbury Dr, Jacksonville, FL 32224
4 beds · 4 baths · 3,260 sqft sqft
Listing will be expired for new floors to be installed. Home will be relisted at new price once floors, staging and new photos can be taken. New price $850K This beautiful 4-bedroom, 3.5-bathroom home with an extended 3-car garage offers unmatched luxury and value with a brand-new roof. The grand two-story foyer leads to a newly renovated gourmet kitchen, equipped with stainless steel appliances, custom granite countertops, coffee station and wine bar with a beverage refrigerator, and an open layout that flows seamlessly into the family room. Enjoy panoramic lake views through floor-to-ceiling windows while relaxing by the cozy gas fireplace. The Owner's suite is a private retreat, featuring French doors to a 4-season sunroom, a spacious bath with split vanities, a walk-in Roman-style shower, and a jetted garden tub. The first floor also includes an office, dining room, and guest room with an attached full bathroom. Upstairs, there is an open loft area and two bedrooms, each with a private half bath and a shared tub/shower area (upgraded Jack and Jill style). Outside, enjoy a fenced back lawn perfect for relaxing and enjoying sunsets. The three-car garage is spacious enough for full-size SUVs. Contact us today to schedule a showing!
Source: REALMLS #2021202
Source: REALMLS #2021202
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2021202
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2024 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.