3632 Lovers Ln, Dallas, TX 75225
4 beds · 5 baths · 4,724 sqft
Nestled in a prime location at the northern entrance of Volk Estates, this meticulously remodeled home offers the perfect blend of traditional elegance and modern sophistication. Set on an oversized lot, the home’s open-concept floor plan spans three stories with 4 bedrooms and 3 full & 2 half baths, including a third-story game room-media-study. The residence boasts 10-foot ceilings on the first floor and 9-foot ceilings on the second and third, providing a sense of spaciousness throughout. Every detail has been thoughtfully updated, including beautiful hardwood floors across all levels and three inviting fireplaces that add warmth and charm. The chef’s kitchen is a true highlight, featuring high-end appliances and an expansive breakfast room overlooking the lush backyard, perfect for entertaining. The spacious dining room, formal living room with fireplace, powder bath, wet bar, and family room with fireplace complete the first level. On the second level, the enormous primary suite is a tranquil retreat with its own fireplace and spa-like bath with oversized closet, while the three additional bedrooms all offer thoughtfully updated ensuite baths and generous closet space. The luxurious third-floor space is ideal for a game room or private office, offering flexibility to suit any lifestyle. Situated on a private, limited-access alley shared with just three other homes, the property offers secure, direct access to Amherst Avenue and is within walking distance to UP Elementary School, making it ideal for families. The home is also steps from Curtis Park, where residents can enjoy walking trails, a serene lake, a pool, and tennis courts. With numerous recent upgrades, including new HVAC units, a tankless water heater, Tesla chargers, and a new back driveway electric gate (to name only a few), this home is an extraordinary blend of luxury, functionality, and convenience, offering unparalleled value in one of Dallas' most coveted neighborhoods.
Source: NTREIS #20875105
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20875105
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.