3620 Chippendale Cir, Woodbridge, VA 22193
3 beds · 3 baths · 2,243 sqft
Welcome to 3620 Chippendale Circle, a beautifully maintained townhome nestled in the desirable Hampton Square community of Woodbridge, Virginia. This spacious residence offers three levels of comfortable living with 3 bedrooms and 3.5 bathrooms, thoughtfully designed to meet the needs of modern lifestyles. From the open-concept main level to the finished lower level with a full bath and flexible living space, this home combines functionality with style. Hampton Square is a sought-after neighborhood known for its quiet streets, well-kept homes, and family-friendly atmosphere. Residents enjoy access to community amenities including playgrounds, walking trails, and open green spaces perfect for outdoor relaxation or casual weekend strolls. Commuters will appreciate the location's convenience, with quick access to Route 234, I-95, and the Prince William Parkway, making trips to Quantico, Fort Belvoir, and Washington, D.C. efficient and stress-free. The nearby Virginia Railway Express (VRE) station provides an excellent alternative for those who prefer train travel into the city. Just minutes away, the vibrant Stonebridge at Potomac Town Center offers a wealth of shopping, dining, and entertainment options including popular restaurants, boutique shops, and a movie theater. Additional attractions like the Alamo Drafthouse Cinema, Potomac Mills Mall, and the scenic Occoquan Bay National Wildlife Refuge ensure there’s always something to see or do. Whether you're heading out for a gourmet meal, enjoying a relaxing walk along the water, or catching a show, you'll find it all nearby. 3620 Chippendale Circle presents a unique opportunity to enjoy low-maintenance living in a location that blends suburban comfort with urban convenience. With its ideal layout, vibrant community, and proximity to everything Northern Virginia has to offer, this home is one you won’t want to miss.
Source: BRIGHT #VAPW2090178
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2090178
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.