3619 Chia Dr, Colorado Springs, CO 80925
3 beds · 3 baths · 2,724 sqft sqft
Welcome home! This stunning property features 3 bedrooms, 2 1/2 baths, and an oversized 3-car garage. Enjoy your private entrance with mature landscaping, a large and functional foyer, with an open floorplan connecting your family and dining rooms to the kitchen. The main floor conveniently offers a half bath perfect for guests, a nicely sized office, plus a walk-out providing access to the backyard and patio. The kitchen features all matching stainless-steel appliances, a gas stove-top, walk-in pantry, and tons of cabinetry and counterspace, perfect for storage, food prep, and entertaining. The second floor offers 3 nicely bedrooms, a massive loft(19x19) with a pool table (staying with the home), and a well-planned laundry room located right off the master. The master bedroom is extravagant in size with a matching L-shaped walk-in closet, all complimented with a full 5-piece master bathroom. This beautiful home features A/C for those hot summer months, along with humidifier, and Water Doctor Water Purification/Reverse Osmosis system! Need a break on the utility bill? The sellers added solar panels that all but eliminate your electricity dues each month, thus creating tangible savings each year. The home sits nicely on a premium corner lot across from a half cul-de-sac, featuring a fully fenced backyard, adding privacy and a safe place for pets. The property is only minutes from Fort Carson and Peterson Air Force, while providing easy access to ample shopping, dining, and entertainment offered through Mesa Ridge Parkway business districts.
Source: PPMLS #9005885
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #9005885
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9005885
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.