3614 Snowbird, Converse, TX 78109
3 beds · 2 baths · 1,179 sqft sqft
**Low interest assumable VA loan** Welcome to your charming 3-bedroom, 2-bathroom single-family home nestled on a quiet cul-de-sac with a sprawling yard, offering ample space for relaxation and outdoor activities. Conveniently located less than 15 minutes from two JBSA military bases, JBSA Fort Sam and JBSA Randolph Air Force Base. Zoned for Metzger MS and a good rated charter school, K-8 Idea Converse. Walmart Super Center, H.E.B grocery along with popular food chains such as Chipotle, McDonalds, and Subway are about 5 minutes away. 2major highways, I-10 and 1406, are minutes away. This home offers both tranquility and accessibility. Upon entry, you are greeted by a welcoming long hallway leading you into the heart of the home. The layout boasts functionality and comfort with two bedrooms situated upfront, perfect for guests or family members, sharing a well-appointed bathroom. The spacious living room seamlessly flows into the breakfast area and kitchen, creating an inviting space for everyday living and entertaining. The kitchen features gas cooking, ideal for culinary enthusiasts, with bar seating that opens to the living room, promoting easy conversation and interaction while preparing meals. Appliances including the dishwasher and refrigerator remain, adding convenience to your daily routine. Tucked away at the back of the home is the primary bedroom, offering a retreat-like ambiance for relaxation. The primary bedroom boasts an ensuite bathroom and a generously sized closet, providing both comfort and privacy. Outside, the expansive backyard presents endless possibilities, whether you envision adding a playset for the kids or constructing a deck to enjoy the afternoon shade and the serene view of the greenbelt. Additional features include a single-car garage located conveniently at the end of the cul-de-sac and proximity to various amenities, making errands and daily commutes a breeze. Don't miss the opportunity to make this charming home yours. Schedule a viewing today and discover the perfect blend of comfort, convenience, and potential!
Source: SABOR #1822922
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1822922
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1822922
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.