3612 SWIFTWATER CT, Snellville, GA 30039
Remarks: Buyer's Financing Fell Through - don't miss this opportunity! Nestled in a serene and friendly neighborhood, this stunning home offers the perfect blend of comfort, elegance, and modern living. The moment you step through the front door, you'll be captivated by the soaring ceilings and abundance of natural light pouring in through the floor-to-ceiling windows in the spacious living room, creating a warm and inviting atmosphere. The open-concept layout seamlessly connects the living room to the gourmet kitchen, a chef's dream come true. Featuring sleek granite countertops, stainless steel appliances, a large center island, and ample cabinetry, and large walk-in pantry. This kitchen is perfect for both everyday meals and entertaining guests. Adjacent to the kitchen, the formal dining room provides an elegant space for hosting dinner parties or enjoying family meals. Retreat to the luxurious master suite, complete with a walk-in closet and a spa-like ensuite bathroom featuring dual vanities, a soaking tub, and a separate glass-enclosed shower. The additional three bedrooms are generously sized, offering plenty of space for family or guests. The upstairs attic offers a fantastic opportunity to expand your living space and customize it to suit your needs. This unfinished area boasts generous square footage, high ceilings, and ample natural light from strategically placed windows, making it the perfect blank canvas for your imagination. Whether you're envisioning a cozy home office, a vibrant playroom for the kids, a serene yoga studio, or an additional bedroom suite, this attic space provides the potential to create a personalized retreat tailored to your lifestyle. The basement presents an exciting opportunity to create additional living space tailored to your needs. Currently partially finished with a half bath, this versatile area offers the perfect canvas to bring your vision to life.The basement also includes ample storage areas, ensuring that all your belongings can be neatly organized and easily accessible. With direct access to the backyard, it's an ideal setup for creating an indoor-outdoor flow, perfect for entertaining or simply enjoying a quiet evening at home. Step outside to your private backyard oasis, where you can unwind on the expansive deck, perfect for outdoor dining or simply relaxing while enjoying the lush landscaping. The large, fenced yard provides a safe haven for children and pets to play freely. Enjoy endless summer fun with the above-ground pool! Perfect for family gatherings and outdoor entertainment, this well-maintained pool offers a refreshing escape right in your backyard. Easy to set up and maintain, this above-ground pool is an affordable way to create lasting memories. Dive in and make a splash in your own private oasis! Additional highlights of this beautiful home include a cozy fireplace in the living room, hardwood floors throughout the main living areas, a laundry room, and an attached two-car garage. Located in the desirable city of Snellville, you'll enjoy convenient access to schools, parks, shopping, and dining. Don't miss the opportunity to make 3612 Swiftwater Court your forever home. Schedule a showing today and experience the perfect blend of luxury and comfort this home has to offer!
You may be able to put down less than the total down payment amount of $254,645 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10342094
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.