3612 SE 21st Pl, Cape Coral, FL 33904
3 beds · 2 baths · 2,362 sqft
Nestled on a large corner lot, in the highly sought-after Savona neighborhood, just across the street from the river, this luxurious, fully remodeled estate offers an unparalleled blend of elegance and comfort. Situated on an oversized corner lot, this exceptional 3-bedroom, 2-bath, pool Florida dream home is a sanctuary of sophistication, designed for the most discerning buyer. Step inside and be captivated by the open-concept living space, where natural light pours through expansive windows, illuminating the chef’s kitchen—a culinary masterpiece featuring stainless steel appliances, sleek quartz countertops, and an expansive-oversized island perfect for entertaining. The spacious dining area flows seamlessly, making it an entertainer’s paradise. The primary suite is a true sanctuary, boasting a spa-inspired en-suite bath with designer finishes, and a rainfall shower, your relaxing-private retreat after a long day. The two generously sized guest bedrooms offer walk-in closets and share another serene, spa-like bath, ensuring comfort for family and visitors alike. Escape to your private Florida oasis, where resort-style living awaits. The expansive backyard features beautiful pavers, a stunning custom pool and jetted spa, and a screened-in lanai, beautifully landscaped yard is perfect for unwinding in complete tranquility. As the sun sets, enjoy breathtaking views of the river, feel the gentle breeze rolling in, and embrace the ultimate outdoor lifestyle. This impeccably designed residence is more than a home—it’s a lifestyle. Move-in ready and better than new, all that’s left to do is start living the luxury Florida dream.
Source: FORTMYERS #225011538
Source: FORTMYERS #225011538
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.