3610 Aberdeen Gait Ct, Odessa, FL 33556
4 beds · 3 baths · 2,849 sqft
Get a free consultation call with an expert in the mortgage assumption process.
NEWLY BUILT HOME ON PICTURESQUE CONSERVATION LOT & CUL DE SAC IN DESIRABLE STARKEY RANCH. Welcome home to your MI Homes Santa Monica floor plan, which was recently built in 2022 spanning 2849 sqft on 2 stories offering 4-br, 2.5-ba, 2-car garage plus office & bonus room on a corner cul de sac & a dreamy, private quarter acre conservation lot with view of the trees. Meticulously designed w/ over $87K with builder and $50K in upgrades after-market. Inviting exterior is aesthetically pleasing with 3-dimensional shingle roof, stone accents, pavers, lush landscaping with up lights front & back and a covered front porch sets the tone for the luxury within. Entering the front door, be prepared to be captivated by noteworthy upgrades including level 4 wood look ceramic tile throughout the main living area, freshly painted Sherwin Williams Passive Grey, custom woodwork, dimmable halo & can lights, 8ft doors that enhance the sense of grandeur and designer light fixtures that exude luxury at every turn. To the right, double doors lead to the dedicated office space. The stylish custom board & batten accent wall leads to main living area where the open floor plan unfolds with views of the conservation as the backdrop. A spacious main living room features a tray & ceiling fan, custom built in with cozy fireplace, floating shelves & cabinets, mantel for décor and a modern shiplap accent wall that accommodates a large TV with conservation views out of the sliders. Adjacent is a dining area illuminated by a modern chandelier and upgraded sliders. Elegant chef’s kitchen will impress w/ 42’ Timberlake cabinets in White w/ Crown molding, brushed nickel hardware, backsplash & exquisite level 6 Brittanica Cambria countertops illuminated by can lights. An impressive island with waterfall quartz, custom wood accent and 2 pendant lights offers seating for entertaining & space to gather. Stainless Steel appliances include refrigerator, 5-burner gas range, microwave, dishwasher & Pantry w/ frosted door. Powder room is centrally located for guests. Retreat to the 1st floor secluded Primary suite, a haven of tranquility, hallmarked by ceiling fan, cozy fireplace & custom accent wall overlooking the pretty views of the trees. Indulge in the spa-like ensuite w/ dual vanities, cabinetry, walk-in shower w/ rainfall showerhead, relaxing soaking tub & walk in closet. As you ascend the wood stairs with wood spindle railing, you are greeted by a multi-functional, large bonus room that will be popular with the kids! Well-sized bedrooms 2, 3 and 4, the latter with walk in closets, along with an adjoining Jack & Jill full bath completing the second story. Relax on your private, covered extended lanai with tranquil, unobstructed views of the conservation nature preserve. This ¼ acre lot ensures plenty of space for future backyard plans. *Tankless Hot Water Heater*Garage Racks & Insulated Garage door*Water Softener*NO FLOOD ZONE* Starkey Ranch offers an unparalleled lifestyle w/ its Magnet K-8 school, 3 community pools, playgrounds, dog parks & 20 miles of trails. Easy access to shops, restaurants, Publix, beaches, Tampa & Airport. Experience the lifestyle in person and make this exquisite home yours.
Source: STELLAR #TB8357651
Source: STELLAR #TB8357651
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.