3607 Doe Run Dr, Saint Cloud, FL 34772
4 beds · 3 baths · 2,110 sqft
Welcome home to this beautifully maintained 4-bed, 3-bath, 2110 sq ft. home located in the charming and family-friendly community of Deer Creek St. Cloud, Florida! Situated in an established neighborhood this property, which backs up to a pond, offers the perfect blend of comfort, open space, and convenient location, making it an ideal place to call home. Just some of the features of this home include: NEW ROOF, 1 Year old exterior paint, generously sized bedrooms, including an owner's suite with an en-suite bathroom for added privacy and relaxation, bathrooms thoughtfully designed, offering a functional and stylish space for daily routines. Bright and airy living room with vaulted ceilings seamlessly flow into the formal dining area and kitchen, creating an ideal space for entertaining. Plenty of windows throughout bring in natural light, making the space feel open and inviting. The well-equipped kitchen features plenty of space for cooking, stainless steel appliances, ample counter space, and a convenient serving bar. The large backyard with a pond backdrop provide the perfect outdoor space for young ones to play, pets to move around, or for you to unwind after a long day on the rear patio space. Keep your vehicles safe and secure in the spacious two-car. Deer Creek is simply a lovely neighborhood, close to Florida turnpike for easy commute, and close to shopping, dining, fast food and more. Schedule your showing, and make this your next home today!
Source: STELLAR #s5115221
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5115221
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5115221
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.