3606 Halsted Blvd, Steger, IL 60475
3 beds · 3 baths · 2,904 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautifully remodeled 3-bedroom, 3-bathroom sprawling ranch, ideally situated in the heart of Steger-just moments from everything the village and nearby downtown Crete have to offer. A timeless brick elevation and covered front porch provide classic curb appeal as you step into a spacious foyer and an open, thoughtfully updated interior. The main living area features luxury flooring, sleek modern fixtures, and an effortless flow into the designer kitchen. This stunning culinary space is appointed with granite countertops, contemporary cabinetry, stainless steel appliances, and custom under-cabinet lighting-creating an ideal atmosphere for both everyday living and entertaining. The private primary suite offers generous space and an en-suite bathroom with a step-in shower, providing comfort and convenience. Two additional bedrooms enjoy access to a beautifully renovated full bath, complete with a soaking tub, custom-tiled shower surround, and stylish lighting. Downstairs, the finished basement is the perfect space for relaxing, entertaining, or gathering for movie or game nights. A spacious flex area allows for a variety of uses-from a home office or playroom to a craft room or guest space. This level also includes a modern three-quarter bath, a charming laundry area, and plentiful storage. Outdoors, the fully fenced backyard and patio create a private retreat just under a quarter-acre in size-perfect for summer gatherings, play, or quiet evenings at home. Additional highlights include a new HVAC system (2019), a new roof (2022), new water heater (2024), dual sump pumps (2019), and quality Andersen windows-making this a truly move-in-ready home with thoughtful updates throughout. This exceptional ranch offers the perfect blend of style, comfort, and location-don't miss the opportunity to make it yours.
Source: MRED #12335281
Source: MRED #12335281
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.