36 Sassafras Trl NE, Cartersville, GA 30121
3 beds · 2 baths · 2,442 sqft sqft
PRICE REDUCED! This stunning and sought-after master on the main ranch found in highly desirable Woodberry Place is the epitome of comfort, functionality, and luxury. Tucked away in a quiet neighborhood, this beauty includes features and functionality that will leave you breathless. Upon entering, you'll be greeted by a large living area with vaulted ceilings that leads into a spacious kitchen, vaulted formal dining, walk-in pantry. and naturally lit breakfast area, setting the environment for those upcoming and elegant dinner parties. The main floor offers three split-bedroom floorplan spacious bedrooms, providing plenty of space for both family and guests. The owner suite is a tranquil retreat, featuring spa-like double vanities complete with his and hers walk-in closets that will make your morning day preparation effortless. Need some extra space for work or hobbies? The bonus heated and cooled flex-room above garage is ideal for an office or art studio which provides a serene sanctuary away from the daily hustle and bustle. Also, it could be used as a fourth bedroom for the expanding family! Entertainment is taken to the next level with the covered patio and grilling area, which is certainly perfect for hosting dinner parties or game day celebrations. The attic entry is not a pull-down but rather a permanent doorway in the bonus room for more storage as well. Natural light floods the home through vaulted windows, creating that desirable warm and inviting atmosphere. The level private lot also features privacy fencing, large gardening area, and an outbuilding for equipment. Spend lazy afternoons on the covered patio, enjoying a book or simply taking in the tranquility of your surroundings. The large double garage has extra storage and exterior doorway entry as well. Woodberry Place is a very tight-knit and safe community with streetlights and sidewalks. Don't miss out on the opportunity to make this house your forever home. With its landscaped exterior which includes lighting and a fountain you'll enjoy spending time outdoors. This property truly has it all - location, I-75 quick access, nearby shopping, elegance, functionality, and a touch of nature's beauty. Your northwest Georgia suburban dream awaits!
Source: GAMLS #10381815
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10381815
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10381815
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.