36 Pitch Pine Ct, Sanford, NC 27332
4 beds · 4 baths · 3,093 sqft sqft
PRICE IMPROVEMENT! This charming, spacious farmhouse style home welcomes you in from the covered front porch to an entry with a large, vaulted ceiling and gleaming laminate floors that compliment the freshly painted walls. The formal dining room offers a tray ceiling with crown molding, and a pass through with a large pantry that connects to the open kitchen. Also accessible from the entry is a mudroom complete with an organization station just across from the garage entrance. Once in the kitchen, the center of this home shines with stainless steel appliances, an oversized center island with breakfast bar seating for 4, crown molding topped cabinetry, tile backsplash, granite countertops, recessed lights and hanging pendant lights over the bar for enhanced task lighting and ambiance. The family room boasts many luxury touches including a coffered ceiling, large bank of windows with views to the patio and backyard, new carpet, and fresh paint. The polished tile as well as crown molded mantle detail surrounding the gas log fireplace make this a cozy place to relax or entertain. It is sized nicely to accommodate a variety of seating arrangements and styles to suit your aesthetic. The downstairs owner's suite is tucked away at the back corner of the home for a private sanctuary. Complete with tray ceiling, ceiling fan, many windows, new carpet and fresh paint, this oasis also boasts an ensuite with a large walk-in-closet, private water closet, garden style soaking tub, step in shower with glass enclosure, and dual sink vanity. Upstairs, there is a loft area at the top of steps perfect for a reading nook or study station. Also, four bedrooms, bonus room, laundry room, and two full baths complete this space. Enhancements include a frosted, custom door for the laundry room, as well as a folding and hanging station for convenience. The bonus room is well laid out to accommodate a variety of uses including a game room, home office, or as a 5th bedroom. The two full baths upstairs means less fighting over sink space. Out back, the paved patio is generously sized to accommodate a grill, fire table, or a variety of seating arrangements for more outside living and entertaining space within your own private, park-like setting, thanks to the wood fence, tall trees, and grassy backyard. This home in Cameron Woods is situated just 5 miles south of Sanford, 5 miles from Carolina Lakes, 20 miles west of Lillington, and less than 25 miles north of Fort Liberty making it the perfect location for commuting and accessing shopping, dining, and recreational activities.
Source: TRIANGLEMLS #10053151
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10053151
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10053151
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.