36 Buckmeadow Cir, Brunswick, GA 31525
3 beds · 2 baths · 1,644 sqft
This charming and impeccably maintained home is the perfect place to call home! Located in a quiet neighborhood, this home offers comfort and style that frankly is hard to find in many "newer" neighborhoods. As you enter this single level home, you immediately feel welcomed with the roomy, open layout. The open floor plan includes a spacious living room, an airy kitchen with appliances only one year old, and a dining area that overlooks the backyard. This bright & airy space make this home feel even bigger than it's 1644 square feet. The attached garage is accessed through the laundry room and provides parking for two vehicles with extra storage, including a large garage closet. With a split bedroom floor plan, the primary bedroom suite, feels like its own retreat. The en-suite primary bathroom boasts a double vanity, garden tub, separate walk-in shower and his-and-hers walk in closets. The two guest bedrooms have large closets and share a generously sized hall bathroom, also with a double vanity. As lovely as the interior of this home is, the outside space is even more so! This home sits on a 0.51 acre lot with beautiful landscaping in the front and back yards. Between the covered patio with hook up for a TV, the open patio with stone pavers and the lush, green yard with wooden swing, you won't be able to choose your favorite spot to sit and read, enjoy your coffee or entertain friends and family! This is one of two homes in this neighborhood with it's own private well for irrigation. There is privacy fencing along the front (with gate access on both sides of the house) and sides and hidden wire fencing along the back. The lot backs up to an 88 acre wooded tract, so you have nothing to look at but nature! With its convenient location near schools, shopping centers, parks and quick access to I-95, this home offers the best of all worlds! Don't miss out on the chance to make this house your own. Schedule a showing today!
Source: GAMLS #10340203
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10340203
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10340203