36 BUCKMEADOW CIR, Brunswick, GA 31525
This charming and impeccably maintained home is the perfect place to call home! Located in a quiet neighborhood, this home offers comfort and style that frankly is hard to find in many "newer" neighborhoods. As you enter this single level home, you immediately feel welcomed with the roomy, open layout. The open floor plan includes a spacious living room, an airy kitchen with appliances only one year old, and a dining area that overlooks the backyard. This bright & airy space make this home feel even bigger than it's 1644 square feet. The attached garage is accessed through the laundry room and provides parking for two vehicles with extra storage, including a large garage closet. With a split bedroom floor plan, the primary bedroom suite, feels like its own retreat. The en-suite primary bathroom boasts a double vanity, garden tub, separate walk-in shower and his-and-hers walk in closets. The two guest bedrooms have large closets and share a generously sized hall bathroom, also with a double vanity. As lovely as the interior of this home is, the outside space is even more so! This home sits on a 0.51 acre lot with beautiful landscaping in the front and back yards. Between the covered patio with hook up for a TV, the open patio with stone pavers and the lush, green yard with wooden swing, you won't be able to choose your favorite spot to sit and read, enjoy your coffee or entertain friends and family! This is one of two homes in this neighborhood with it's own private well for irrigation. There is privacy fencing along the front (with gate access on both sides of the house) and sides and hidden wire fencing along the back. The lot backs up to an 88 acre wooded tract, so you have nothing to look at but nature! With its convenient location near schools, shopping centers, parks and quick access to I-95, this home offers the best of all worlds! Don't miss out on the chance to make this house your own. Schedule a showing today!
You may be able to put down less than the total down payment amount of $170,156 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10340203