36 Big Horn Trl, Ponte Vedra, FL 32081
3 beds · 3 baths · 2,503 sqft
Experience the Nocatee Lifestyle in this Immaculately Maintained Residence, Located in the Exclusive Junction at Twenty Mile Community, Comprising Only 52 Homes. This thoughtfully designed home maximizes every square foot, offering a seamless open floor plan ideal for both relaxed living and entertaining. Featuring 3 bedrooms, 2.5 bathrooms, a dedicated office with French doors, and a spacious living area that flows effortlessly into a covered and screened lanai via the 16ft retractable sliding glass doors—this home truly has it all. The gourmet kitchen is a chef's dream, boasting elegant quartz countertops, pristine white cabinetry, a tasteful backsplash, premium appliances, decorative pendant lighting, a pantry, and a large food prep island. It opens up to the family room and casual dining area, creating the perfect environment for gathering. The Owners Suite is light & bright & comes with a stand alone soaking tub, walk-in shower, double vanities & a two separate custom walk-in closets. Additional highlights include a well-appointed laundry room with cabinetry, a convenient drop zone off the garage, custom shiplap woodwork, plantation shutters, and rich wood flooring in the main living areas. The secondary bedrooms feature new carpeting, while the home is equipped with a whole-house water softener, gutters, and custom closets for ample storage. The 3-car garage offers epoxy flooring, and the attic is outfitted with a radiant barrier for enhanced energy efficiency. Custom remote control electric shades & an electric Screen Enclosure so you can choose between a screened lanai or the open air...Your choice! This home truly offers everything needed for a sophisticated, comfortable lifestyle schedule your private showing today! ALSO A SPECIAL BENEFIT FOR THE BUYER: The Property Taxes are waived for 2025! The buyer will only be responsible for pro-rated CDD fees and non-ad valorem taxes at closing. The full tax bill will not be issued until 2026, providing a significant benefit to the buyer! Experience the Unmatched Amenities of Nocatee! Nocatee offers an unparalleled lifestyle with a wide range of amenities designed for all ages and interests. Highlights include: Splash Water Park featuring the thrilling Rip Tide Slide, Lazy Tides River, Splash Cove, lagoon pool, a 330-foot zip line, and a swim club pool. Fitness Club with state-of-the-art cardio and weight equipment, free weights, and fitness classes. Greenway Trails, perfect for hiking and biking, spanning approximately 2,400 acres of stunning natural beauty along a 3.5-mile stretch of the Intracoastal Waterway. Dog Parks catering to your furry friends. Spray Park located behind the Nocatee Swim Club, offering even more water-filled fun for all. Nocatee continues to grow and enhance its offerings, with recent updates and expansions to the Splash and Spray Parks. With countless activities, stunning natural surroundings, and a strong sense of community, Nocatee is truly a wonderful place to call home.
Source: REALMLS #2080446
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2080446
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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