3594 DEER RUN S, Palm Harbor, FL 34684
Opportunity Knocks - don't delay taking advantage of this massive price adjustment! Be sure to check out the virtual 3D tour! Welcome to the premier location of Deer Run in the Village of Woodland Hills, where comfort embraces serene living. This home is nestled at the end of a cul-de-sac, overlooking a picturesque conservation preserve that will never be developed. Enjoy the private solitude, deep views and wildlife from many vistas both inside and out. This well-maintained 3 bedroom, 2 bath pool home offers 1,900+ sq ft of seamless style and convenience. Step inside and be captivated by the warmth and additions found in million-dollar properties: high ceilings, crown molding, extra wide baseboards, plantation shutters, stained glass accents, and engineered wood floors. You’ll build many memorable gatherings throughout. The living room, kitchen and master bedroom all open to a large, screened lanai and pool overlooking the tranquil, inviting oasis. The covered lanai is perfect for entertaining and includes a mounted TV. A formal dining room highlighted with a beautiful Waterford chandelier can be extended into the libation nook for larger dinner occasions. Both flow effortlessly into the living room and kitchen. The custom designed kitchen includes exquisite Amish-built solid Cherrywood cabinetry with undermounted lighting, pull-out drawers, granite counters and stainless-steel appliances. Retreat to the sanctuary of the spacious master suite that includes a large, walk-in custom designed closet, and updated ensuite bathroom. Two additional bedrooms and guest bathroom, plus a convenient laundry closet are located towards the front of the home. One of the bedrooms is currently used as an office and cozy TV room. An oversized two car garage with hurricane-rated door has ample shelving for travel bags, holiday items and tools. An updated electrical panel includes a generator addition for two refrigerators if needed. The lovely custom designed front entry and windows on the Northside of the house are also hurricane-rated. Most of the remaining windows and sliding doors were replaced with double paned glass. The roof was replaced in 2024. Seize this extraordinary opportunity to claim this special home as your own, where comfortable living harmonizes with nature’s beauty. This luxurious feeling property also offers a home warranty for peace of mind and awaits your personal touches!
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8252307
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.