359 Crossland Dr, Killeen, TX 76543
4 beds · 3 baths · sqft
Welcome to 359 Crossland Dr, nestled in the heart of Killeen, TX— This residence boasts an impressive 3043 sqft of living space, 4 generously sized bedrooms and 2.5 baths, the home is perfectly suited for growing families, or those who love to host and entertain. The home also offers a bonus room that can be used for your needs. The master suite is a sanctuary in its own right, featuring ample space for a king-sized bed, en-suite bath, and a walk-in closet that dreams are made of. The heart of this home is its living room with a cozy fireplace that creates a focal point and ties the room together perfect for those chilly evenings. It's here that you'll gather, share stories, and create memories that last a lifetime. What sets this property apart is its unique mother-in-law unattached suite. Complete with its own kitchen and bathroom, it offers the perfect blend of privacy and proximity for extended family, guests, or even a potential rental opportunity. An added bonus? The covered balcony that offers a peaceful retreat and a view of the surrounding area. The kitchen, a chef’s delight, is equipped with appliances, ample counter space, and cabinets that provide all the storage you could ever need. Outdoors, the property does not shy away from impressing. From its charming fireplace to the luxurious master suite, the mother-in-law suite, and no back neighbors, this property is ready to welcome you home. Don't miss your chance to own this exquisite piece of Killeen, TX real estate ****Special finance for this house when you finance with preferred lender; ask your agent for more details.
Source: CENTRALTEXAS #560325
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #560325
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #560325
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