3585 Barkwood Dr, Johnstown, CO 80534
3 beds · 3 baths · 2,214 sqft
Don't miss out on this incredible deal! Priced below market value for a quick sale, as the seller is relocating out of state. Nestled on a corner lot with breathtaking, views of the Rockies, this stunning 3-bedroom, 3-bathroom home is your perfect retreat. Built in 2021 and thoughtfully upgraded with $50,000 in landscaping and custom updates inside, this residence is designed to impress and promises remarkable value for its new owner. Step inside to a light-filled interior and open floor plan. The main level features a dedicated office space-ideal for remote work-and a modern kitchen with an expansive island, walk-in pantry, upgraded induction oven (with gas available), new refrigerator, pull-out cabinetry, and striking granite countertops. The seamless flow of this space makes it perfect for entertaining or enjoying cozy evenings at home. Outdoor living takes center stage with multiple spaces to relax and soak in the scenery. Whether it's the deck, front balcony, porch, or back patio, you'll find your perfect spot to unwind in the sun or shade. With Trex decking, a storage shed, and a drip irrigation system keeping the xeriscaped yard lush yet low-maintenance, you'll spend more time enjoying and less time maintaining. The vibrant community enhances the lifestyle offered by this home, boasting amenities such as a clubhouse with a gym, two pools, parks, walking trails, and even a frisbee golf course. Located directly across from a pre-K-8 school and just five minutes from Scheels, shopping and dining options, this neighborhood strikes the perfect balance between tranquility and convenience. Highway 34 provides quick access to Big Thompson Canyon and Rocky Mountain National Park, while Old Town Loveland is a mere 15-minute drive away. This meticulously designed home is not only a place to live but a gateway to an incredible Colorado lifestyle.
Source: RECO #IR1029108
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #IR1029108
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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