3584 Pilot Cir, Naples, FL 34120
3 beds · 3 baths · 2,422 sqft
Motivated Seller! This elegantly appointed 3+ Den and 2.5 bath, 2 car-garage, with nearly 2,500 Sq. Ft. of living space single-family home in gated Compass Landing has it all! Enjoy Central location in North Naples just off Collier Blvd and south of Immokalee Rd with Founders Square & Pebblebrooke Shoppes just mere moments away and Logan Landing just 5 mins away, Rated A School zone. With easy access to I-75, you can be anywhere in Southwest Florida quickly and our famed beaches are just 15 minutes away. This stunning “Banyan” model welcomes you in from the foyer with the first two bedrooms and full bath to the left. Through the foyer, the dining area and living area are flanked by the gourmet kitchen! The kitchen will please the inner chef in you with stainless steel appliances, center island, granite counters, disposal, walk-in pantry, and coffee bar with wine fridge. With beautiful plank tile flooring throughout the living area, cleaning is a breeze! The kitchen flows seamlessly from the living and dining area to the lanai, perfect for entertaining. The lanai is fully wired for the outdoor kitchen and pool of your dreams and has easy access to the powder room from the exterior as well. The primary bedroom is large with dual vanity, infinity shower, water closet, and walk-in closet. Peace of mind is enhanced with laundry in residence, 2 car-garage, added security behind the gates of Compass Landing, and close proximity to Premier, TOP RATED schools in North Naples. Additionally, all the custom lighting & appliances STAY. Compass Landing residents enjoy access to the clubhouse with club room, exercises room, community pool, and spa, children's play area + more! Compass Landing is situated in the perfect area of North Naples with Founder Square, Logan Landing, and famed beaches just minutes away. Your opportunity to own such an exceptional piece of Naples Living is now!
Source: NABOR #224101128
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #224101128
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.