3583 60th Ave NE, Naples, FL 34120
4 beds · 4 baths · 2,189 sqft
**$21,000 PRICE REDUCTION!!!** Discover this exceptional estate home in the highly sought-after Golden Gate Estates. Boasting four bedrooms plus a versatile flex room, this spacious home offers ample room for family and guests. The open-concept design effortlessly blends the living, dining, and kitchen areas, featuring top-tier upgrades like quartz countertops and stainless steel appliances. Step outside to the lanai and enjoy the stunning 2.73-acre lot, fully upland and beautifully landscaped with a variety of fruit trees. The home is also equipped with a complete reverse osmosis water system for added convenience. Experience modern living in a peaceful, private setting with no HOA restrictions. This rare opportunity provides the perfect blend of luxury and tranquility in one of the most desirable areas. The property, consisting entirely of uplands, has been thoughtfully cleared, offering endless possibilities for expansion—whether you dream of adding a guest house, workshop, horse barn, or tropical orchard, or simply wish to enjoy the expansive outdoor space. Conveniently located just 7.5 miles from the Publix Shopping Center at Orange Tree, 10 miles from Arthrex in Ave Maria, 13 miles from Immokalee, and 23 miles to the beach, you’re never far from where you want to be. Don’t miss the chance to schedule a private showing before this home is under contract!
Source: NABOR #224083436
Financials
Source: NABOR #224083436
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.