3581 Boulder Ct, Wake Forest, NC 27587
4 beds · 4 baths · 3,277 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home to your private oasis nestled at the end of a serene cul-de-sac. Set gracefully upon 1.46 lush acres, this beautifully updated home is a blend of elegance, comfort, and tranquility. Newly painted throughout, it radiates warmth and charm from every corner. Step inside to discover a thoughtfully designed floor plan featuring 4 spacious bedrooms and 3.5 luxurious bathrooms, with the primary suite conveniently located on the main floor. The primary bath indulges with a soaking tub, tiled walk-in shower, and double vanity, offering a perfect retreat at day's end. An exceptional feature of this home is the fully-equipped in-law suite on the main level. Complete with its own private entrance, full kitchen, living area, and bathroom, it offers ideal privacy for guests. The kitchen, boasting rich cabinetry, granite countertops, and stainless steel appliances, flows effortlessly into a bright and airy great room accented by a magnificent crystal chandelier. Hardwood floors and fine detailing throughout elevate the home's refined aesthetic. Venture upstairs and find two additional bedrooms and a spacious bonus room ideal for an office, playroom, or creative studio. Outdoor living is equally enchanting. Enjoy peaceful mornings in the screened-in porch or entertain family and friends on the freshly stained two-tiered deck overlooking the sprawling backyard. You'll delight in the home's thriving fruit garden, with fig and plum trees, grapes, and blueberries ready for picking. A detached two-car garage offers ample room for vehicles, storage, or the workshop of your dreams. Surrounded by mature trees and beautifully manicured gardens, this remarkable property is more than just a home; it's your personal sanctuary. Discover all the beauty and serenity this Wake Forest gem has to offer!
Source: TRIANGLEMLS #10091067
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: TRIANGLEMLS #10091067
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.