357 Riverwood Dr, Clayton, NC 27527
3 beds · 3 baths · 2,716 sqft
Imagine waking up to serene views of a golf course and pond, with evenings spent enjoying breathtaking sunsets from your private backyard. This home invites you to relax, entertain, and live your best life with its perfect balance of charm, modern upgrades, and thoughtful design. Step inside to discover a stunning foyer anchored by a refurbished chandelier from a 1920s theater—a true statement piece that sets the tone for this unique home. The kitchen is a chef's dream, featuring granite countertops, stainless steel appliances, a tile backsplash, and an eat-in island ideal for casual meals or gatherings. Hardwood floors and custom pendant lighting add a warm and welcoming feel, while the gas log fireplace and built-in shelving in the living room create a cozy spot for unwinding. The formal dining room, with its recessed ceiling and elegant chandelier, is perfect for hosting dinners or celebrating life's milestones. Need a quiet space to work or relax? The reading nook or home office offers the perfect retreat with hardwood floors and natural light. Upstairs, spacious bedrooms and bonus rooms provide flexibility for any lifestyle. The luxurious primary bathroom, with dual vanities, a garden tub, and a separate shower, is your personal spa-like escape. Recent updates upstairs, including fresh paint and new carpet, ensure each room feels fresh, modern, and ready to move in. Outside, the beautifully updated exterior offers a private oasis. Enjoy the expansive deck with a shade wall—ideal for gatherings or quiet moments relaxing outside in the surroundings. The fully fenced backyard provides privacy, while a brand-new shed adds valuable storage or workspace. This home is located in the heart of the vibrant Riverwood Golf Course Community, offering resort-style amenities like a golf course, pool, fitness center, and year-round neighborhood events. Nature lovers will appreciate being less than a mile from the Neuse River Walk, perfect for peaceful strolls or bike rides. The nearby Clayton Community Center adds even more to love with athletic facilities, sports programs, and engaging events. Picture yourself here—where comfort, style, and community come together to create the perfect place to call home.
Source: TRIANGLEMLS #10064195
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10064195
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10064195
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.