3560 Velvet Apple St, Wesley Chapel, FL 33543
3 beds · 3 baths · 2,026 sqft
Welcome to this gorgeous builder's model home, located in the highly sought-after Persimmon Park in Wesley Chapel, Florida. Built in 2020, this beautiful home is loaded with upgrades and offers the perfect blend of luxury and comfort. This spacious and thoughtfully designed home provides 3 bedrooms, 2.5 baths, and 2,026 square feet of living space, ensuring ample room for your family. The heart of the home features an oversized island with quartz countertops and an apron sink, complemented by a double oven, custom tile backsplash, 42" cabinets with under-cabinet lighting. The first floor primary suite is a luxurious getaway with a walk-in closet, oversized walk-in shower, and double vanity. Beautiful custom laminate flooring throughout the main floor adds a touch of elegance. A welcoming sitting area greets you at the entrance, perfect for enjoying the Florida weather. Enjoy the outdoors in comfort on your covered and screened lanai with a ceiling fan. New gutters have been installed around the entire roof-line. The spacious 2-car garage provides space for your vehicles and additional storage. Nestled in Persimmon Park, this home offers the unique feature of having no street in front, allowing you to step out your front door directly into the park. Located in the heart of Wesley Chapel, you'll have access to A-rated schools, making this the ideal family home. Don’t miss the opportunity to own this stunning home. Schedule your showing today and experience the best of Florida living in Persimmon Park!
Source: STELLAR #t3536573
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3536573
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3536573
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.