35502 Welby Ct, Zephyrhills, FL 33541
4 beds · 2 baths · 2,026 sqft
Stunning 4-Bedroom Home in Lake Bernadette Golf Course Community Located in the highly desirable Lake Bernadette community, this exceptionally featured 4-bedroom, 2-bathroom home offers a perfect blend of comfort, style, and convenience. Inside, you’ll find a bright kitchen with sleek countertops, modern cabinetry, and high-end appliances, ideal for both cooking and entertaining. The open-concept living areas feature new porcelain tile flooring, creating a cohesive and elegant flow throughout the home. The spacious master suite includes a walk-in closet and a well-appointed en-suite bathroom with dual sinks. Three additional bedrooms provide ample space for family or guests. Community Amenities: Two pools Basketball and tennis courts Clubhouse and fitness center 18-hole golf course Playground and events pavilion The picturesque, tree-lined streets of Lake Bernadette create a peaceful and welcoming environment for residents, with easy access to the community’s abundant amenities. Prime Location: This home is ideally situated just minutes from top-rated schools, shopping centers, dining options, and medical facilities. With convenient access to I-75, you’ll enjoy easy commutes to Tampa, Orlando, Brandon, Land O’ Lakes, Lakeland, and Gulf Coast beaches. Additionally, Wiregrass Mall, Prime Outlets, and local theaters are all within close reach. Don’t Miss Out: Priced to sell, this home offers the rare opportunity to experience the best of Lake Bernadette living. Whether you’re looking for a primary residence or a vacation home, this property has everything you need. Schedule a private showing today and make this exceptional home yours!
Source: STELLAR #tb8316569
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8316569
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8316569
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.