3550 Fieldstone Ct, Kissimmee, FL 34746
4 beds · 3 baths · 2,254 sqft
One or more photo(s) has been virtually staged. Hot Listing! Stunning Corner-Lot Gem in Bellalago ($5K towards Buyer's Closing Costs) We are excited to introduce this newly listed gem, perfectly situated on a charming corner lot in the prestigious Bellalago community—a true oasis where every day feels like a vacation! Step inside and take a sneak peek at this beautifully designed home featuring elegant marble-look tiles throughout, luxurious granite countertops, and pristine white cabinetry, all accentuated by stylish light fixtures. With 4 bedrooms, 3 baths, and a spacious 2-car garage with sophisticated pavers, this home offers the perfect space for family gatherings and entertaining friends. Boasting 2,254 heated square feet of living space, this residence also includes an extended lanai—ideal for outdoor barbecues or enjoying your favorite drinks in the Florida sunshine. Freshly painted and move-in ready, this home has it all. Located just 30 minutes from Walt Disney World, Bellalago offers an unmatched resort-style living experience with 24-hour gated security and world-class amenities. Enjoy the convenience of junior Olympic-sized pools, water parks, fitness centers, and an array of fitness classes. Take advantage of recreational activities like tennis, basketball, volleyball, BBQ areas, scenic walking and biking trails, direct lake access with a boat ramp, and even fishing piers. Bellalago isn’t just a place to live—it’s a lifestyle waiting to be embraced! $5K Thousand dollars Seller's Concession toward buyer's Closing Costs.
Source: STELLAR #s5111098
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5111098
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5111098
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.