3547 N 145th Ave, Goodyear, AZ 85395
4 beds · 3 baths · 2,465 sqft
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Motivated seller! This beautiful home exudes pride of ownership and features a completely REMODELED kitchen, a NEW roof, 2 NEW AC units, NEW vinyl framed windows, NEW LED lighting, exterior paint (2020) and is within close proximity to Palm Valley schools, shopping and restaurants. You'll find a bright and open formal sitting area along with soaring ceilings at entry and oversized tile throughout the entire first floor. The kitchen includes stylish soft-close cream cabinets with 4'' crown molding, glass inserts and chrome hardware. Updated granite and a tiled backsplash are the perfect complement! Top it off with all NEW stainless steel Samsung appliances! Head upstairs to the primary bedroom with en-suite and 3 nice size bedrooms that share a secondary bathroom with dual sinks. A sizeable loft overlooks the entrance and has striking custom metal railing. French doors lead you to a spacious, private backyard with no neighbors behind, an extended covered patio, concrete seating area and wood burning fire pit. Enjoy your own lemon tree plus the newly built vegetable/herb garden with watering system. Additional features include 2 x 6 construction, a 9.32 kW solar system which offsets the majority of your monthly energy consumption, a 3 car garage with 4' extension, insulated garage doors with new springs and openers, new landscape irrigation system, new water softener, surround sound at the family room, central vac system, fresh air UV filtration system, ceilings fans and window treatments. Palm Valley is a master planned community with numerous parks, walking paths, golf course and is conveniently located near the I-10 and Loop 303 Freeways. Google maps does not show correct info regarding church lot behind this home. There is a new paved, private parking lot for the church that is quiet and with a large buffer between the home and parking lot. See photos with updated 2025 aerial pic.
Source: ARMLS #6841324
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6841324
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.