35413 Eastbrook Ave, Zephyrhills, FL 33541
3 beds · 2 baths · 1,365 sqft
Short Sale. Short Sale opportunity! Welcome to this almost new 2023 home that sits on a corner lot with a pond view located in Hidden Creek. This 3 bedroom, 2 bath, 2 car garage features a nice open floor. The modern kitchen features ample space for all your cooking needs and offers shaker cabinets, granite counters with bar seating, stainless-steel appliances and a spacious eat-in area with sliders leading to the lanai. The spacious master bedroom with a walk-in closet features an ensuite. The 2nd and 3rd bedrooms both have walk-in closets and share the 2nd bathroom. The dedicated laundry room features the washer & dryer. Step out back to your covered patio to enjoy your morning coffee or relax and unwind with your pond views. Step across the street to enjoy the playground and cabana and pool area and a dog park. The home is conveniently located near major shopping and entertainment destinations, including Tampa Premium Outlets and The Shoppes at Wiregrass. With easy access to SR 54, I-75, and I-275, commuting to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks. Enjoy everything Tampa Bay has to offer from the new Downtown Riverwalk, TOP US BEACHES, boating, fishing, golfing, cultural entertainment, and museums...and of course beautiful year-round weather!
Source: STELLAR #W7873996
Financials
Source: STELLAR #W7873996
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.