3541 Verde Dr, Colorado Springs, CO 80910
5 beds · 2 baths · 1,666 sqft
Welcome to Your Beautiful Home! This stunning 5 Bedroom is waiting for You. It has an Open layout with Natural Lighting. Features include Laminate Wood Flooring throughout, both interior and exterior paint that exudes warmth and charm. Step inside to an Upper Level with a Large Living Room. The Kitchen features all Stainless Steel Appliances with New Backsplash. There are 2 Nice Size Bedrooms on the Upper and 3 Additional Bedrooms on the Lower Level. The Family Room on the Lower Level is perfect for relaxation or entertaining. Updated Bathrooms with stylish finishes. Large Fenced in Backyard. Look no Further and come take a look at this Beautiful Home. Pride of Ownership Shows in this Beauty which has been Nicely Updated. Home is Move in Ready and is waiting for You. This is a Good Home with Great Value. Easy Commute to Ft Carson, I-25, Schools, Boys and Girls Club, Shopping and more. Schedule Your Showing Today and Make this Beauty Your Own. You will not be disappointed!
Source: PPMLS #8278830
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #8278830
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.