354 Connie Way, Cantonment, FL 32533
4 beds · 2 baths · 1,835 sqft
A beautiful 4 SIDED BRICK home in a new subdivision just sold out by the builder! Come see 354 Connie Way with MANY UPGRADES already completed to save you tons of $$$ including a generator! As you approach this home with nice curb appeal and a COVERED FRONT PORCH you will be greeted by a home with 9 foot ceilings, painted in soothing colors & NO CARPET! The kitchen features lots of cabinets, stainless steel appliances, GRANITE, breakfast bar, and large walk in pantry. You will love the openness of the living areas and the tray ceilings in the living room as well as the generously sized back covered porch. YES, this home has a covered FRONT & BACK PORCH for your outdoor relaxation and enjoyment! The master suite is situated off the living area in the back of the home and has TRAY CEILINGS and a well appointed bathroom with DOUBLE SINK vanity, GARDEN TUB & SHOWER, water closet and LARGE WALK IN CLOSET. On the 3 additional bedrooms you have one to the right of the entry and two to the left with a guest bathroom situated in between with GRANITE COUNTERS. This home has UPGRADED SMART LIGHTING with dimming switches ....along with MOTION SENSOR LIGHTING in the pantry, laundry and master closet for you added convenience. Upon going out in back door you will find a nice sized back yard FULLY PRIVACY FENCED, 2023 lift station, and a WHOLE HOUSE GENERATOR for comfort year around! The yard is large enough for that pool and /or swing set get for little ones and /or possible fur babies. The home has a recently renewed termite contract transferable, pull down stairs to the attic with some flooring for some added storage! The home comes complete with security system and a coded front door for your peace of mind. Come see this beauty and see all the upgrades done that will SAVE YOU $ and located close to all 9 Mile Rd has to offer, Navy Federal, Restaurants, shopping and the interstate. Call TODAY to schedule your appointment on this INCREDIBLE house to CALL HOME!
Source: PENSACOLA #657517
Financials
Source: PENSACOLA #657517
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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