3537 N Maryland Ave, Plant City, FL 33565
4 beds · 2 baths · 2,278 sqft sqft
Why wait for a New Construction when you can have this AMAZING "Move-in Ready" 4 Bedroom/ 2 Bathroom/ 3 car garage home at the new NORTH PARK ISLE community in Plant City now?! This LINCOLN model home by LENNAR has everyting you are looking for... The open split concept floorplan is great for family time or larger gatherings. The bright kitchen features beautiful dark granite countertops, a breakfast bar and stainless steel appliances. Large mastersuite bedroom with waterfront view to the backyard pond, features dual sinks in the master bath and spacious walk in closet. The property includes a new water filtration system and a new water softener. Why pick and choose between the quiet front porch or the open back yard to sit, relax and sip your morning coffee while enjoying nature's beauty? With this house you can have it all! Nature views abound as this home abuts conservation land on one side and has a pond in the rear! Another great advantage of this home is the location. This home is conveniently located on the main route of the community for quicker access in/out. The town of Plant City has a rich historic downtown for shopping, dining options and the famous annual Florida Strawberry Festival. Tampa International Airport is only 45 minutes away and Orlando city is just 1 hour from this location. Amenities in the community include swimming pool, playground, basketball court & tennis court. Residents will also be within close proximity to the NEW Baycare South Florida Baptist Hospital. This is an opportunity that you don't want to miss, GO AHEAD and schedule your showing TODAY!
Source: STELLAR #t3509290
Source: STELLAR #t3509290
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3509290