3531 Atwater Ct, Wilmington, NC 28412
4 beds · 3 baths · sqft sqft
Wonderful opportunity to live in Belle Meade Village. This immaculate property boasts four generously sized bedrooms and 2.5 bathrooms, offering a perfect blend of comfort, style, and functionality. Step inside, and you'll discover a thoughtfully designed floor plan that seamlessly integrates the living room and kitchen area. The gourmet kitchen is a chef's delight, equipped with high-end appliances, custom cabinetry, granite countertops, and a center island that doubles as a breakfast bar. Adjacent to the kitchen is a formal dining area, perfect for hosting intimate dinners or festive gatherings. In the Living Room, a white herringbone tile fireplace surrounded by built-in shelves adds warmth and ambiance, creating an inviting atmosphere for relaxation or entertaining guests. Some elegant touches include, wainscoting in the entry way and dining room, Gas stove, tankless hot water heater, ship lapped laundry room and plantation shutters. Outdoor living includes a large, screened porch, fenced backyard on a cul-de-sac lot with only birds and nature as your backyard neighbors. Come see this beautiful today! PRICE IMPROVEMENT TO $519,900!!
Source: NORTHCAROLINAREGIONAL #100443719
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100443719
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100443719