3529 Sanctuary Dr, Saint Cloud, FL 34769
3 beds · 3 baths · 1,832 sqft
Welcome home to this 3 Bedroom, 2.5 bath townhome nestled in the peaceful & sought-after community of The Sanctuary in St. Cloud. From the private stone-paved driveway, you can access the 1-car attached garage space & the covered front porch, perfect for enjoying your mornings or evenings with a view of the quiet neighborhood. Step inside to the large open kitchen with plenty of cabinet storage, beautiful tiled backsplash and all stainless steel appliances. An elegant offset area of the kitchen is the dining room with the large picture window looking out to the front of the home. The breakfast bar from the kitchen overlooks the open dinette & living room with a large sliding glass doors which provide plenty of natural light. Tile flooring runs through the entryway and wet areas, and beautiful luxury vinyl planks run through the open concept living room and dinette. A half bath & full washer/dryer hookup laundry closet completes the downstairs. Upstairs, two nicely-sized bedrooms share a full bathroom with private water closet & water-saving dual flush toilet. Owners can escape to their primary suite with its own sanctuary with a walk-in closet and an en-suite bathroom featuring dual vanities, a large corner soaking tub, and a separate shower. Downstairs, the oversized sliding glass doors open up to the paved patio space with privacy dividers on each side and large grass yard space. The Sanctuary community offers a tranquil, gated community with amenities such as a community pool and surrounding walking trails for the perfect blend of luxury, comfort, and convenience. Located near the Florida turnpike, it is just minutes away from major dining, shopping, attractions & the beaches. You will not want to miss out on this opportunity - Call today for a private showing!
Source: STELLAR #o6256077
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6256077
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6256077
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.